Why Do You Want To Buy Property?
Buying a property may be the largest financial decision you will ever make. Whether this is your first home or you are an experienced buyer, this decision must be made carefully. Having a clear understanding of your reasons for moving will help guide you to find the perfect property. Making a priority list for your new property, what you really want, is a great first step.
Have Your Circumstances, Income or Goals Transformed?
Are you looking for your dream home? Is your family growing and you need more space? Would you like to move to a new neighborhood/area? Would you like a shorter commute or better school district? Do you want to be near urban amenities, restaurants, public transportation or specific recreation areas? Are you ready to downsize and try something new? Alternatively, are you considering an investment or rental property?
Are Your Finances in Order for Your New Loan?
First question if you want to buy property is always: Do you have a lender? Let’s get you pre-approved. I am happy to recommend great lenders who will suggest the best loan packages for you.
It’s time to get all of your financial statements/paperwork together including:
- Bank accounts
- Investments
- Credit cards
- Auto loans
- Pay stubs
- Rental history
- Tax returns for two years
- 401K statements, IRA’s, life insurance & stocks/ bonds
Do You Know Your Credit Score? Your Lender Will Help With This.
While working on your loan, it is best to avoid large purchases or job changes.
Now Let’s Find You the PERFECT Home!!
Get Out & Explore Your Ideal Areas. Location, Location, Location. Which cities, towns, neighborhoods and/or scenery interest you? Driving around and exploring prospective new areas is a great place to start. To get a tangible feel for what it would be like to live in those communities, have a meal at one of the local restaurants. Spend some time hanging out at a home-grown café, walk around town, check out the nearest parks. Tour potential schools and talk to your new soon-to-be neighbors.
Call Me & Let’s Go Inside.
Select properties that pique your interest, and I will make appointments for us to go to visit them together. Touring a variety of homes once you’ve selected your preferred areas is the best way to start imagining your new life, and let’s face it, home shopping is exciting!
When You Find the ONE.
Once you have selected the property you want to purchase, I will help you make an offer that the seller will accept. My job is to write an offer in a way that gives you the advantage over any other potential offers. I will help answer all of your questions and provide you with the guidance, information, and assistance you need.
